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Contributing Editors

Joachim C. BartelsJoachim C. Bartels, Managing Director and Editor-in-Chief [email protected] www.intrepidex.com


Hans P. BelcsakDr. Hans P. Belcsak is President of S.J. Rundt & Associates, Inc., headquartered in New York City, a country risk and corporate intelligence consultancy. Dr. Belzcak contributes weekly on the subjects of country risk. http://www.rundtsintelligence.com/index.asp


Phil CotterPhil Cotter is Managing Director Financial Crime & Reputational Risk of Thomson Reuters. Prior to that he was CEO of Cotter Consulting Ltd., United Kingdom. Phil Cotter has extensive general management experience of driving profitable growth through innovation and leading change to adapt to market trends in the information industry. [email protected]

Arnold GeelhoedArnold Geelhoed is Credit Director EMEA at Elsevier BV in Amsterdam, The Netherlands. He received support from his whole Elsevier Credit Control team but he received extensive support from Galal Lutfi and Julie Lane, both working as Credit Controller in his team, writing this article. Elsevier is the largest publisher in the Health Science and Science & Technology area. This article is written on a personal title and has no relation with the publications Elsevier is publishing. Arnold Geelhoed can be reached at [email protected]

Scott Kissinger web

Scott Kissinger is Project Development Executive at OrionW LLC, Singapore

Broad senior legal responsibility in Asia Pacific and the USA for commercial, intellectual property, M&A, corporate, compliance, and dispute matters within global, complex, and matrixed corporate environments.

Deep experience in the internet, online services, publishing, telecommunications, and computer hardware and software industries. Adept at driving business results by closing deals with sensitivity to diverse business and legal norms consistent with global corporate risk guidelines.

Dr. Chris KuehlDr. Chris Kuehl, Managing Director – Armada Corporate Intelligence, USA. Chris is an expert in strategy foundation, competitive intelligence, business analysis and economic forecasting. He comments regularly on the credit management index and credit management topics. http://www.armada-intel.com/

Alfred RolingtonAlfred Rolington is CEO and co-founder of Cyber Security Intelligence Ltd. An acknowledged authority, he writes and has spoken widely on Cyber Security & Intelligence issues. He has previously held senior leadership positions with Oxford Analytica and Jane’s Information Group. Alfred Rolington can be reached at: [email protected]

Ruth P. StevensRuth P. Stevens consults on customer acquisition and retention, teaches marketing at Columbia Business School. BIIA’s contributing editor on the subjects of B2B marketing and eMarketing Strategy. www.ruthstevens.com


Ron WellsRon Wells is CEO of BarrettWells Credit Resources, a T3P LIMITED business, which provides training and advising services in the B2B Credit Management and Trade Finance domains.Previously Ron worked for Cargill International’s Asia Credit Manager for Energy, Ocean Transportation and Metals commodity trading; and for RBS Sempra Commodities and its successor J.P. Morgan Commodities in London, as an Executive Director Credit Risk, for three years. That followed 16 years working with Chevron Corporation as Credit Manager EMEA, Russia and the FSU for its London based Global Supply & Trading teams. His early career was spent in corporate banking, covering Credit Risk and Trade Finance up to department manager level.Ron is the author of Global Credit Management, an Executive Summary published by John Wiley & Sons; the Chinese (simplified characters) version of which is available as an eBook. Also available is his eBook Credit Risk Management – The Novel (Part One) see: t3plimited.com for details.
Ron can be reached at ron.wells[email protected]

Wiermanski 200Chet Wiermanski is a Visiting Scholar at the Federal Reserve Bank of Philadelphia researching new applications of consumer credit report information. Additionally, Chet is Managing Director of Aether Analytics which specializes on leveraging hidden data sequences and time series components within consumer credit information typically ignored by traditional credit bureau based solutions. Previously Chet was the Global Chief Scientist at TransUnion LLC. Holding a variety of positions within TransUnion, during his tenure, between July 1997 and February 2012, he was responsible for identifying, evaluating and developing new technology platforms involving alternative data sources, predictive modeling, econometric forecasting and related consulting services. Under his leadership TransUnion introduced generic and custom credit scoring and decision management systems for consumer lending, insurance, telecommunications, collections and mortgage underwriting. A pioneer in credit bureau based credit risk evaluation systems, under his leadership TransUnion became a leading provider generic and custom analytic solutions, business intelligence information and event based decision management platforms in the United States, Canada, India, Mexico, South Africa, and Thailand.

David WorlockDavid Worlock is Chairman of BIIA. He is Chief Research Fellow of OUTSELL INC., a USA and UK based information consultancy and founder member of BIIA. David Worlock has wide experience of print and electronic publishing in educational, academic and professional information fields. He has worked for the major international players in the information content industry, as well as many of the middle-ranking and smaller players across the UK, continental Europe and the USA. David Worlock is active in the information industry association world, serving currently as the Chairman of the UK based Digital Content Forum. He also is an advisor to the European Commission. He was founder and Chairman of EPS Limited, a founder member of BIIA until the company was sold to OUTSELL INC. in 2006. www.outsellinc.com