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Information Solutions for SMEs

How effective has credit scoring been in reducing bad debts and at the same time increasing access to finance in the SME space.

This Question was raised on the LinkedIn Group SME Finance in Emerging Markets: Credit Professional:  “My concern with these models is an over-reliance on the outcomes, often to the detriment of the SME owner. At the same time, the financier can step back and provide little value and can replace skilled staff with less skilled thus saving on costs. Little ... Read More »


Financial literacy is a prerequisite for effective financial inclusion, which will ensure that financial services “reach the unreached and under-reached sections of the society,” India’s Finance Minister Pranab Mukherjee stated recently.  Delivering the inaugural address at an international workshop on ‘Delivering financial literacy: challenges, strategies and instruments,’ organized jointly by the Reserve Bank of India and the Organization for Economic ... Read More »