Home » Company » VantageScore


Fannie May and Freddie Mac to Evaluate Alternative Credit-Scoring Models

The government-sponsored mortgage giants, facing pressure to end their reliance on old credit-scoring models from Fair Isaac Corp., are working with their regulator to study newer alternatives. Fannie Mae and Freddie Mac recently confirmed the commitments. That would be a great victory for VantageScore Solutions, a competitor to FICO that has struggled to gain a foothold in the mortgage-origination business. ... Read More »

Experian: ReadyForZero adds VantageScore 3.0 to Personal Debt Management Offering

Experian(®) announced that ReadyForZero, a leading provider of financial tools that help consumers manage debt, track their credit and build wealth, is expanding its online consumer offering to include the VantageScore(®) 3.0 credit score.  With the addition of the credit scoring capability, ReadyForZero users now have a 360-degree view of their credit based on combined consumer data collected from credit ... Read More »

Credit Risk: What Really Influences a Credit Score?

It seems like a very straightforward question that deserves an equally straightforward answer, but the biggest credit-scoring question consumers want answered is anything but simplistic.  Consumers want to know, of course, “What influences my credit score?” The short answer is:  Your credit behaviors reflected in your credit files at the three largest credit reporting companies — Equifax, Experian and TransUnion ... Read More »